NJ flood zone by address
The FEMA flood zone for any NJ address — the official flood map checked at the property point, plus whether insurance is required, distance to the nearest hazard area, and NFIP claim history nearby.
Pick a suggestion to run the lookup.
Elevation profile · property → nearest flood zone
Flood history nearby · area data
Area-level NFIP data for this ZIP, not this home’s claim history. Uninsured flood damage is not included.
What this means for you
Is my house in a flood zone?
Enter the address above — the lookup reads the official FEMA flood map for New Jersey (the National Flood Hazard Layer, the digital version of the FIRM floodplain map panels) at the exact property point and gives you the zone in plain English. Zones starting with A or V are the high-risk floodplain, where flood insurance is required on federally backed mortgages; Zone X is outside it.
What is a base flood elevation?
In AE and VE zones the flood map also publishes a base flood elevation (BFE) — the height floodwater is expected to reach in the 1%-annual-chance flood. How your lowest floor sits relative to the BFE is the biggest driver of a flood-insurance premium; a surveyed Elevation Certificate is what settles it for a lender.
Flood zones from the FEMA National Flood Hazard Layer via njflood.zone; claim history from NFIP redacted claims data (OpenFEMA). Zone shown is for the property point, not a surveyed determination — lenders may require an Elevation Certificate. Premium figures are typical ranges, not quotes. Built by Permit & Parcel, oprasearch.app.